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Tables

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Common Stock Value 0.100.090.090.09NA0.090.090.080.080.08NANANANA
Weighted Average Number Of Diluted Shares Outstanding 951.18936.57929.27NA916.76910.05852.85NA800.57365.04116.15NA75.3272.15
Weighted Average Number Of Shares Outstanding Basic 951.18936.57929.27NA916.76910.05852.85NA800.57365.04116.15NA75.3272.15
Earnings Per Share Basic -0.29-0.06-0.05-0.05-0.09-0.12-0.14-0.06-0.05-0.48-1.61-1.92-0.70-0.03
Earnings Per Share Diluted -0.29-0.06-0.05-0.05-0.09-0.12-0.14-0.06-0.05-0.48-1.61-1.92-0.70-0.03

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Revenue From Contract With Customer Excluding Assessed Tax 104.94104.6995.4899.65102.0098.4277.0270.8561.1961.4554.2343.1639.0119.05
Revenues Net Of Interest Expense 537.21498.02472.16456.68423.99362.53330.34285.61272.01231.27195.98171.49200.79114.95
Interest And Fee Income Loans And Leases 537.95442.19357.34297.82191.53145.34114.3991.1289.8479.6877.2285.6281.1377.48
Interest Income Operating 564.27470.00371.56307.41198.04149.51118.4194.7893.6084.1182.5392.0788.1286.06
Cost Of Revenue 98.2693.8983.9180.6183.0879.0970.4469.1969.5960.6257.5753.0151.8241.41
Cost Of Goods And Services Sold 98.2693.8983.9180.6183.0879.0970.4469.1969.5960.6257.5753.0151.8241.41
Research And Development Expense 125.70126.84117.06113.28110.7099.3781.9166.3274.4369.3965.9557.7755.4347.83
General And Administrative Expense 124.46131.18123.69113.08126.20125.83136.50125.1640.46171.22161.7076.1058.7753.40
Selling And Marketing Expense 186.72182.82175.15173.70162.13143.85138.14129.71114.9894.9587.2372.1877.4664.27
Interest Expense 219.31178.87135.5598.8240.1926.7823.4818.2121.2328.1035.2553.2538.9143.32
Interest Income Expense Net 344.96291.13236.01208.58157.85122.7394.9376.5872.3856.0147.2838.8249.2142.75
Allocated Share Based Compensation Expense 62.0175.8864.2370.9877.8680.1477.0276.7272.6852.1537.4530.0926.5523.55
Income Tax Expense Benefit -0.24-1.78-1.641.06-0.240.120.751.560.18-0.081.10-4.950.19-99.77
Net Income Loss -266.68-47.55-34.42-40.01-74.21-95.83-110.36-111.01-30.05-165.31-60.39-82.62-42.887.81
Comprehensive Income Net Of Tax -260.96-46.33-32.47-38.70-75.80-97.88-114.85-112.03-29.99-165.58-177.64-82.74-42.857.77
Preferred Stock Dividends Income Statement Impact 10.1910.089.9710.1910.1910.089.9710.1910.1910.089.9710.1910.1910.05
Net Income Loss Available To Common Stockholders Basic -276.87-57.63-44.39-50.20-84.40-105.91-120.33-121.20-40.24-175.39-187.53-145.46-53.07-2.24
Net Income Loss Available To Common Stockholders Diluted -276.87-57.63-44.39-50.20-84.40-105.91-120.33-121.20-40.24-175.39-187.53-145.46-53.07-2.24
Noninterest Expense 804.14547.35508.22495.63498.44458.24439.95395.06301.87396.67372.45259.06243.47206.91
Noninterest Income 192.25206.89236.15248.09266.13239.80235.41209.03199.63175.26148.70132.67151.5772.20
Goodwill Impairment Loss 247.17NANANANANANANANANANANANANA

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Assets 27977.1525561.4522452.9619007.67NA12670.8912246.589176.338083.327653.00805.82806.08NANA
Liabilities 22603.3919983.4116898.5113479.20NA7164.336715.904478.623514.423125.24187.77127.64NANA
Liabilities And Stockholders Equity 27977.1525561.4522452.9619007.67NA12670.8912246.589176.338083.327653.00805.82806.08NANA
Stockholders Equity 5053.395257.665234.075208.105181.005186.185210.304377.334248.534207.395.005.000.02-352.51

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Cash And Cash Equivalents At Carrying Value 2813.883015.652487.781421.91935.16707.301325.13494.71533.52461.920.040.260.14641.50
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 3297.023501.132977.511846.301261.43998.931702.21768.44854.23768.45698.571323.43785.03896.12
Available For Sale Securities Debt Securities 486.09382.78174.84195.44NA197.93199.84194.91197.20NANANANANA

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Goodwill 1393.511640.681622.991622.99NA1625.381615.69898.53898.53898.53NA899.27NANA
Intangible Assets Net Excluding Goodwill 387.31412.10419.88442.15NA481.12505.53284.58301.19317.80NA355.09NANA
Finite Lived Intangible Assets Net NANANA442.15NANANA284.58NANANA355.09NANA

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Time Deposit Maturities Year One 1535.21933.77357.05966.56NA13.8410.21NANANANANANANA
Contract With Customer Liability Current 5.426.828.5310.03NANANA2.55NANANA2.52NANA
Deposits 15671.9712740.0710088.447342.30NA2712.261155.92NANANANANANANA

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Long Term Debt NANANA5485.88NA3723.564916.183947.982770.232319.92NA4798.93NANA

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Stockholders Equity 5053.395257.665234.075208.105181.005186.185210.304377.334248.534207.395.005.000.02-352.51
Common Stock Value 0.100.090.090.09NA0.090.090.080.080.08NANANANA
Additional Paid In Capital 6904.876848.186778.266719.83NA6583.406509.645561.835321.015249.88121.1660.77NANA
Retained Earnings Accumulated Deficit -1852.18-1585.49-1537.94-1503.52NA-1389.31-1293.47-1183.11-1072.10-1042.06-116.17-55.77NANA
Accumulated Other Comprehensive Income Loss Net Of Tax 0.60-5.12-6.34-8.30NA-8.01-5.96-1.47-0.46-0.51NA-0.17NANA
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value 70.0684.2170.6577.3883.6885.9081.6284.5072.6852.1537.4530.0926.5523.55

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Net Cash Provided By Used In Operating Activities -2686.52-2079.92-2212.76-2418.84-2880.30-945.50-1011.22-1236.29-196.54-257.44340.055.18-879.44NA
Net Cash Provided By Used In Investing Activities -168.51-267.67-40.15-51.41-50.01-54.8049.8830.66-159.8058.39180.9570.6990.83NA
Net Cash Provided By Used In Financing Activities 2650.812870.813384.423054.773192.48297.071895.161119.65441.91269.20-1145.78462.66677.49NA

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Net Cash Provided By Used In Operating Activities -2686.52-2079.92-2212.76-2418.84-2880.30-945.50-1011.22-1236.29-196.54-257.44340.055.18-879.44NA
Net Income Loss -266.68-47.55-34.42-40.01-74.21-95.83-110.36-111.01-30.05-165.31-60.39-82.62-42.887.81
Depreciation Depletion And Amortization 52.5250.1345.3242.3540.2538.0630.7026.5324.0724.9925.9825.4924.68NA
Deferred Income Tax Expense Benefit -0.89-5.510.070.92-2.10-2.28-0.040.510.060.010.62-4.950.18NA
Share Based Compensation 62.0175.8864.2370.9877.8680.1477.0276.7272.6852.1537.4530.0926.55NA
Amortization Of Financing Costs NANANANANA2.091.600.860.490.10NANANANA

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Net Cash Provided By Used In Investing Activities -168.51-267.67-40.15-51.41-50.01-54.8049.8830.66-159.8058.39180.9570.6990.83NA
Payments To Acquire Productive Assets 28.0425.3523.7222.7420.4324.9125.1113.8211.6419.367.456.938.79NA

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Net Cash Provided By Used In Financing Activities 2650.812870.813384.423054.773192.48297.071895.161119.65441.91269.20-1145.78462.66677.49NA

    2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30
Revenue From Contract With Customer Excluding Assessed Tax 104.94104.6995.4899.65102.0098.4277.0270.8561.1961.4554.2343.1639.0119.05
Brokerage NANANANANA4.164.736.774.307.054.611.430.990.87
Enterprise Services NANANANANA0.230.200.080.062.700.060.070.060.06
Payment Network NANANANANA3.564.46NANA1.851.64NANANA
Referrals NANANANANA8.807.775.984.383.142.251.801.341.16
License NANANANANA0.560.70NANANANANANANA
Technology Service NANANANANA81.1159.16NANA44.9545.66NANANA
Brokerage, Financial Services 6.085.224.882.713.854.164.736.774.307.054.611.430.990.87
Enterprise Services, Financial Services NANANANANA0.230.200.080.062.700.060.070.060.06
Interchange, Financial Services 6.038.667.275.874.223.014.29NANANANANANANA
Payment Network, Financial Services NANANANANA3.014.29NANA1.471.20NANANA
Payment Network, Technology Platform NANANANANA0.560.18NANA0.380.44NANANA
Referrals, Financial Services 9.988.229.639.2710.218.807.775.984.383.142.251.801.341.16
Software Licenses, Technology Platform NA1.96NANANA0.56NANANANANANANANA
Technology Platform Other, Technology Platform 0.03-0.060.42-1.610.680.560.18NANANANANANANA
Technology Services, Technology Platform 81.4280.3372.13NA81.4781.1159.16NANANANANANANA
Financial Service Other, Financial Services 1.400.350.490.261.560.230.20NANANANANANANA
License, Technology Platform NANA0.67NANA0.560.70NANANANANANANA
Technology Service, Technology Platform NANANANANA81.1159.16NANA44.9545.66NANANA
Financial Services 23.4922.4622.2618.1019.8516.1916.9919.4111.0016.128.134.123.182.61
Technology Platform 81.4582.2373.2281.5582.1582.2360.0351.4450.1945.3346.1039.0335.8216.44
Interest Income Operating 564.27470.00371.56307.41198.04149.51118.4194.7893.6084.1182.5392.0788.1286.06
Revenues Net Of Interest Expense 537.21498.02472.16456.68423.99362.53330.34285.61272.01231.27195.98171.49200.79114.95
Corporate Non -19.93-19.10-23.91-21.98-11.44-8.85-6.99-3.41-1.132.65-4.52-19.03-3.38-2.38
Operating 557.14517.12496.07478.66435.42371.38337.34289.02273.14228.63200.50190.53204.17117.33
Operating, Financial Services 118.2598.0581.1064.8248.9530.3623.5421.9612.6217.046.464.053.242.43
Operating, Lending 348.97331.44337.08328.19301.69257.12252.99213.76210.29166.29147.98148.99162.1195.88
Operating, Technology Platform 89.9287.6277.8985.6584.7883.9060.8053.3050.2345.3046.0637.4838.8219.02

Plots across concepts


IncomeStatement
Income Loss From Continuing Operations 
Before Income Taxes Extraordinary Items Noncontrolling Interest
Expenses
Income Tax Expense Benefit
Balance Sheet
Operating Lease Right Of Use Asset
Assets
Derivative Assets
Current Assets
Cash And Cash Equivalents At Carrying Value
NonCurrent Assets
Operating Lease Right Of Use Asset
Liabilities
Derivative Liabilities
Current Liabilities
Contract With Customer Liability Current
Noncurrent Liabilities
Long Term Debt
Stockholders Equity
Retained Earnings Accumulated Deficit
CashFlow
Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInInvestingActivities
Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInFinancingActivities
Proceeds From Issuance Of Long Term Debt
Shares
Weighted Average Number Of Diluted Shares Outstanding
LesseeOperatingLeaseLiabilityPaymentsDue
Lessee Operating Lease Liability Payments Due Year Four
FiniteLivedIntangibleAssets
Finite Lived Intangible Assets Accumulated Amortization
LiabilitiesBanks
Beneficial Interest

Line plots across dimensions of each concept


us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets
us-gaap:ConsolidatedEntities
(None,)
Tier One Risk Based Capital To Risk Weighted Assetsus-gaap: Consolidated Entities
us-gaap:CapitalToRiskWeightedAssets
us-gaap:ConsolidatedEntities
(None,)
Capital To Risk Weighted Assetsus-gaap: Consolidated Entities
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:ProductOrService, us-gaap:StatementBusinessSegments
(None, 'sofi:FinancialServices')
Revenue From Contract With Customer Excluding Assessed Taxus-gaap: Product Or Service, us-gaap: Statement Business Segments
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:ProductOrService, us-gaap:StatementBusinessSegments
(None, 'sofi:TechnologyPlatform')
Revenue From Contract With Customer Excluding Assessed Taxus-gaap: Product Or Service, us-gaap: Statement Business Segments
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:StatementBusinessSegments
(None,)
Revenue From Contract With Customer Excluding Assessed Taxus-gaap: Statement Business Segments
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:ProductOrService
(None,)
Revenue From Contract With Customer Excluding Assessed Taxus-gaap: Product Or Service
us-gaap:RevenuesNetOfInterestExpense
us-gaap:ConsolidationItems, us-gaap:StatementBusinessSegments
('us-gaap:Operating', None)
Revenues Net Of Interest Expenseus-gaap: Consolidation Items, us-gaap: Statement Business Segments
us-gaap:RevenuesNetOfInterestExpense
us-gaap:ConsolidationItems
(None,)
Revenues Net Of Interest Expenseus-gaap: Consolidation Items
us-gaap:InterestIncomeExpenseNet
us-gaap:ConsolidationItems, us-gaap:StatementBusinessSegments
('us-gaap:Operating', None)
Interest Income Expense Netus-gaap: Consolidation Items, us-gaap: Statement Business Segments
us-gaap:InterestIncomeExpenseNet
us-gaap:ConsolidationItems
(None,)
Interest Income Expense Netus-gaap: Consolidation Items
us-gaap:AllocatedShareBasedCompensationExpense
us-gaap:IncomeStatementLocation
(None,)
Allocated Share Based Compensation Expenseus-gaap: Income Statement Location
us-gaap:NoninterestIncome
us-gaap:ConsolidationItems, us-gaap:StatementBusinessSegments
('us-gaap:Operating', None)
Noninterest Incomeus-gaap: Consolidation Items, us-gaap: Statement Business Segments
us-gaap:NoninterestIncome
us-gaap:ConsolidationItems
(None,)
Noninterest Incomeus-gaap: Consolidation Items
us-gaap:Assets
us-gaap:ConsolidatedEntities
(None,)
Assetsus-gaap: Consolidated Entities
us-gaap:Assets
us-gaap:StatementGeographical
(None,)
Assetsus-gaap: Statement Geographical
us-gaap:Liabilities
us-gaap:ConsolidatedEntities
(None,)
Liabilitiesus-gaap: Consolidated Entities
us-gaap:StockholdersEquity
us-gaap:StatementEquityComponents
(None,)
Stockholders Equityus-gaap: Statement Equity Components
us-gaap:TierOneRiskBasedCapital
us-gaap:ConsolidatedEntities
(None,)
Tier One Risk Based Capitalus-gaap: Consolidated Entities
us-gaap:AvailableForSaleSecuritiesDebtSecurities
us-gaap:FinancialInstrument
(None,)
Available For Sale Securities Debt Securitiesus-gaap: Financial Instrument
us-gaap:AvailableForSaleSecuritiesDebtSecurities
us-gaap:FairValueByFairValueHierarchyLevel, us-gaap:FairValueByMeasurementFrequency
(None, 'us-gaap:FairValueMeasurementsRecurring')
Available For Sale Securities Debt Securitiesus-gaap: Fair Value By Fair Value Hierarchy Level, us-gaap: Fair Value By Measurement Frequency
us-gaap:PropertyPlantAndEquipmentGross
us-gaap:PropertyPlantAndEquipmentByType
(None,)
Property Plant And Equipment Grossus-gaap: Property Plant And Equipment By Type
us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
us-gaap:PropertyPlantAndEquipmentByType
(None,)
Accumulated Depreciation Depletion And Amortization Property Plant And Equipmentus-gaap: Property Plant And Equipment By Type
us-gaap:PropertyPlantAndEquipmentNet
us-gaap:PropertyPlantAndEquipmentByType
(None,)
Property Plant And Equipment Netus-gaap: Property Plant And Equipment By Type
us-gaap:Goodwill
us-gaap:StatementBusinessSegments
(None,)
Goodwillus-gaap: Statement Business Segments
us-gaap:Goodwill
us-gaap:BusinessAcquisition
(None,)
Goodwillus-gaap: Business Acquisition
us-gaap:FiniteLivedIntangibleAssetsNet
us-gaap:FiniteLivedIntangibleAssetsByMajorClass
(None,)
Finite Lived Intangible Assets Netus-gaap: Finite Lived Intangible Assets By Major Class
us-gaap:StockholdersEquity
us-gaap:StatementEquityComponents
(None,)
Stockholders Equityus-gaap: Statement Equity Components
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:ProductOrService, us-gaap:StatementBusinessSegments
(None, 'sofi:FinancialServices')
Revenue From Contract With Customer Excluding Assessed Taxus-gaap: Product Or Service, us-gaap: Statement Business Segments
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:ProductOrService, us-gaap:StatementBusinessSegments
(None, 'sofi:TechnologyPlatform')
Revenue From Contract With Customer Excluding Assessed Taxus-gaap: Product Or Service, us-gaap: Statement Business Segments
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:StatementBusinessSegments
(None,)
Revenue From Contract With Customer Excluding Assessed Taxus-gaap: Statement Business Segments
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:ProductOrService
(None,)
Revenue From Contract With Customer Excluding Assessed Taxus-gaap: Product Or Service
us-gaap:RevenuesNetOfInterestExpense
us-gaap:ConsolidationItems, us-gaap:StatementBusinessSegments
('us-gaap:Operating', None)
Revenues Net Of Interest Expenseus-gaap: Consolidation Items, us-gaap: Statement Business Segments
us-gaap:RevenuesNetOfInterestExpense
us-gaap:ConsolidationItems
(None,)
Revenues Net Of Interest Expenseus-gaap: Consolidation Items